Personal Financial Literacy Resources

Authors: Region 13 Math Team

Beginning in the 2014-2015 school year, the revised math standards will be introduced along with a new strand to grades K-8, Personal Financial Literacy. Students are already learning about Personal Financial Literacy through Social Studies and in high school Economics. Now they will see how it ties to math as well. The PFL strand is going to require teachers to not only learn about a new topic, but learn how-to-teach this new topic. This has the potential to be difficult for teachers. Some student expectations can be organically integrated into the curriculum; for example in 8th grade students will be expected to…

8.12D calculate and compare simple interest and compound interest earnings.


Most 8th grade math teachers will be able to easily infuse this standard into their curriculum when they are working with rational numbers. Certain PFL standards could require more time and preparation. Consider the following 3rd grade standard:

3.9B describe the relationship between the availability or scarcity of resources and how that impacts cost.


Teaching this standard to 3th graders will more than likely require a learning experience that could take several days. But what support will teachers have in developing these activities for students? Because these standards are new, and yet to be implemented, we thought you might like to know about some resources available to teachers. Below is a compilation of resources that are available to teachers.





Federal Reserve Bank of New York


This site contains a printable journal with activities that students can use throughout the school year. The site also has other activities that support PFL, along with student pintables and support for the teacher.

Council for Economic Education


This site has dozens of activities that can be searched by topic, grade, author, and interactive resource. The activities include objectives, materials list, teacher support, and evaluation.

Money Math


Money Math offers downloadable activities that use real-life situations to lean about PFL. One activity allows students to examine the tax rate based on income, standard 7.13A.

360 Degrees of Financial Literacy


This site does not contain any activities for students; instead, it contains lots of valuable information to help teachers build their content knowledge of PFL. In addition, it has several calculator tools that students could use, such as a “Rent vs. Buy” calculator that allows students to compare which is more beneficial, buying a house or renting.

State of Oklahoma


This site contains several activities designed to support PFL. It also offers presentations to go along with the activities. The layout of the resources is user friendly and makes finding the perfect activity easy.

Federal Reserve Bank of Dallas


The Federal Reserve Bank of Dallas offers lots of resources for educators. One feature that sets it apart from the other resources listed here is that it also has videos and interactive whiteboard lessons that can be downloaded.


In addition to these resources, Region 13 is hosting trainings provided by the Texas Council on Economic Education. These face-to-face workshops will provide teachers with resources that are correlated to the new Personal Financial Literacy standards. The trainings will be offered in grade clusters on the following dates: November 7 (K-2), February 10 (3-5), and February 26 (6-8). Find more information here.

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